Chapter 13 Bankruptcy

Chapter 13 Bankruptcy cases do not have an income limitation, but typically require the establishment of a repayment plan in order to meet some or all of your outstanding credit obligations. You will be required to pay at least as much as your creditors would have received had a Chapter 7 case been filed. The repayment plan often remains in effect for 36 to 60 months and requires the calculation of your disposable income. A Chapter 13 case may allow you to save your home or vehicle by getting caught up on missed payments and possibly allow you to obtain a loan modification. We work with you to calculate a workable Chapter 13 plan prior to filing your case. We remain your attorney for the duration of the Chapter 13 plan and will work with you to ensure the case proceeds as smoothly as possible. The legal information found on this site is for general information purposes only. We always recommend consulting with an attorney to understand your rights and how the law may apply to your circumstances. Our firm offers no cost consultations so we may review your case face to face to help you determine whether bankruptcy is a good fit for you. **Not all tax obligations are dischargeable; we will review your case to advise you of the status of your tax debts